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Dallas Mortgages
Rodney Anderson
Division Vice President
CTX Mortgage Company
4975 Preston Park Blvd., 8th Floor
Plano, TX 75093
Phone: 972-985-5208
E-Mail: rodney@rodneyanderson.com
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Profile
CTX Mortgage Company, which provides mortgage financing for Centex homebuyers and CTX Mortgage customers, was founded in 1973.
It is now one of the nation's largest non-bank retail mortgage originators, with more than 200 offices nationwide.
For the most recent fiscal year, CTX Mortgage reported more than 79,000 originations valued at over $12-billion.
To date, CTX Mortgage has assisted well over one-million families with financing their dream of home ownership.
Experience/Credentials
Rodney Anderson is Division Vice President and Branch Manager for CTX Mortgage Company.
Rodney has helped arrange financing for more than 8,000 families in the last 10 years with CTX Mortgage Company.
In 2003 alone, Rodney originated over 1800 loans for Texas families.
Rodney is the number one producing loan officer in the state of Texas, as well as in CTX Mortgage Company and is well-known for his extensive knowledge in all areas including FHA, VA, Conventional and Jumbo Financing.
Rodney and his staff specialize in creating the best mortgage finance plan, while minimizing costs, to help with the purchase or refinance of a home.
Professional Advice
Finding a great mortgage company shouldn't be like having a toothache.
More often than not, people are enamored by the offer of a "really low rate".
In reality, what should matter most is what it costs to get that rate.
There are three simple questions to ask lenders when trying to get an apples-to-apples comparison:
- Am I paying any discount points?
- Am I paying any origination fees?
- What are my total closing costs?
5.5% might sound like a great rate, but if it costs an extra $3,000 in points and fees, compared to another lender offering 6% without the fees, do the math and see that it doesn't make sense.
Saving an extra $48 monthly sounds attractive, but it will take 5+ years to recoup the additional points and fees paid to obtain the lower rate.
Purchasing or refinancing a home is probably the largest financial decision a person will ever make.
It is imperative to use a reputable, well-established mortgage company and a loan officer that is both knowledgeable and makes you feel comfortable.
Testimonials
The single most important person I refer to my customers. Without exception - the best loan officer and the best service in America.
Keith Dobbs
RE/Max Plano
My husband and I moved to Texas and had to buy a house and get a loan in less than 72-hours. One thing we did not have was time. We needed to have confidence that someone would shoot straight and look out for our best interest. We contracted on a new home Saturday night and called Rodney on his cell phone at 11:00pm to to ask for his help. Rodney and his wife met us Sunday morning to finalize a loan and were back on a plane to Boise, Idaho by 2:00pm. It felt great flying home, knowing we had the best working to make our new home a reality, even though we were still 1,500 miles away!
Julie Burbank
New Home Buyer
In 15 years in the business, I haven't worked with a more professional individual. Rodney is on call 24-hours a day, 7-days a week for me and my customers. Bottom line: Rodney gives my customers great service and has always come through for me.
Richard Culp
Huntington Homes
5 Star Tips
- Know your credit history!! In today's mortgage market, programs and rates are often determined by credit ratings.
Often times there are mistakes made on credit histories or items are reported in error. These can frequently be corrected before you write a contract on a property to help obtain the lowest rate available.
- Know how much you can afford!! You may qualify for more home than you believed possible with today's interest rate environment. Reviewing financing ahead of time can allow you to structure your financing to make your payments more affordable.
- Know how much money you will need!! Buying your dream home may cost you less money than you think. There are many programs available that allow you to move into your home for little or no money down. Borrowers often assume that it takes a large amount of cash when in actuality it could be minimal.
- Know how fast you can close!! Many borrowers believe that it takes 30-60 days to close on a home. CTX Mortgage can close Conventional and FHA loans in 48 hours and VA loans in less than 15 days
- Know your lender!! It is important for the borrower to know the history and reputation of their lender. Lowest rate doesn't always equal professional service. For the most important purchase of your life select your lender carefully!
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